The solution of choice to manage your wealth
Luxembourg life insurance is the tool of choice for wealth planning and capital protection. Available from €125,000, it combines perfectly with Swissquote Bank Europe's online investment solutions.
Swissquote has been approved by the Commissariat aux Assurances (CAA) as a custodian bank for life insurance contracts, and works with all leading insurers. Swissquote Bank Europe is not a life insurance broker for these contracts.
Transparent and attractive pricing
Management fees from 0.25% per year
Management fees are deducted by the insurance company and cover the administrative processing of your contract, the financial management of invested capital, the sending of account statements, and the management of customer relations.
Deposit fee: 0.06% excl. tax per year
Your assets are deposited with Swissquote Banque Europe in Luxembourg and are, therefore, segregated from the insurance company's assets for an unrivalled degree of protection. Our annual custodian fees are only 0.06% (excluding tax).
Transaction fees starting from 0.10%
Our investment transaction fees are identical to those of our securities accounts. Pay just 0.10% (minimum of €14.95) on purchases and sales of shares and ETFs on most stock markets such as Euronext, Xetra, NYSE and Nasdaq.
No hidden fees
No entry, subscription or payment fees. And no arbitrage fees other than transaction fees. Get access to institutional unit trusts (without retrocessions) and benefit from the full performance of your investment.